1. Drivers 70 Years of Age or Older
With age comes wisdom, but it also comes with a decrease in motor skills. You can do everything to keep yourself healthy, eat right, exercise, don’t smoke, and still be labeled a high-risk driver.
You’re like a teenager in this respect, age is important, and there’s nothing you can do about it. It’s just another one of those things that happen after you reach a certain age.
You can either be thankful that you’re still driving or get angry that the insurance companies are trying to gouge you for every last bit of money they can get.
You must know that the insurance company takes a blanket approach when it comes to people 70 years or older. It’s not worth trying to get them to hear your side of the story since they don’t care.
The insurance company will see your age, and that’s all they need to know. Save your breath and energy for something that matters; these people could care less if you’re healthier than someone half your age.
Being Considered High Risk Means Paying Higher Premiums
There’s no way around it; you’re going to pay more if you’re considered high risk. If you’re a juvenile, then the only thing you can do is wait it out.
Those who have had serious accidents or have been convicted of DUI need to realize it was their action that led them to be labeled high risk. If you’re over 70, well, congratulations on living a long life, but you’re going to have to pay more for car insurance.
Try your best not to drink and drive and be a cautious driver, that’s the best advice for anyone who wants not to be considered high risk. For many, the label of high-risk is the result of their own doing, and it could’ve been easily avoided by using a little common sense.