1. The Make, Model, and Year of Your Vehicle
Why do they need to know all of this information about your car? The type of car you own says a lot about you as an individual. Someone who drives a sports car might be more reckless than a person who owns a minivan.
The size of motor, number of seats inside, and the cargo capabilities say quite a bit about what your intentions are with the vehicle. If you’re a mom who drives her kids around all day to soccer practice, the vehicle you drive will reflect that.
The insurers don’t discriminate based on what kind of car you drive; they will insure you no matter what. Be warned that those who are driving fast cars will end up paying higher premiums.
In the world of car insurance, it’s best to drive something slow and boring. The more exciting the car is that you own, the more you’re going to pay to insure it.
The Quote You Receive Will Be Accurate, but Not Definite
Keep in mind that the quote you receive isn’t written in stone. You will need to provide personal information for them to be able to give you a quote that is spot on.
Any quote without any personal information is nothing more than an estimate and you should see it as such. Don’t be surprised if the final price is a little higher or lower than what your quote is.
The quote you receive without giving out too many details is meant to guide your buying process, but not provide you with a definite answer on how much the insurance will cost.