3. Make Sure to Have Your Auto Insurance History Ready
The insurance company wants to know your history with other auto insurers. Why do they care about this? There are several factors that come into play, but one of them is to see if you maintain constant coverage.
In many locals, it’s illegal to drive without insurance. If you allowed your auto insurance to lapse, what does that say about you as a driver? The insurance company may not automatically assume that you drove without insurance, but it’s something that they will consider.
You don’t need to know your policy numbers or anything like that. The questions they will ask you will be more in line with how long you were covered and that sort of thing.
Exact dates of coverage and any of that aren’t needed, so that’s something you don’t need to worry about. It’s a simple question of did you have insurance and for how long. They don’t need to know anything beyond that.